NPS Tier 1 / Tier 2 Growth Calculator
Calculate the projected maturity amount from your NPS investment.
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Calculation Results

Enter your monthly contribution and expected return to see projected growth.

Insights & Articles

What is NPS?

The National Pension System (NPS) is a government-backed retirement savings scheme in India. It allows subscribers to invest regularly and build a retirement corpus.

Understanding SIP Growth Formula

We use the future value formula for systematic investments (SIP):

FV = P × [(1 + r)ⁿ – 1] / r

- P: Monthly contribution.
- r: Monthly rate of return (annual rate/12).
- n: Total months (years × 12).

Benefits of NPS Investments

  • Tax benefits under sections 80C and 80CCD(1B).
  • Low management fees and multiple asset class options.
  • Regular contributions help in disciplined investing.

Tips to Maximize Growth

  1. Start early to leverage the power of compounding.
  2. Increase contributions gradually as income grows.
  3. Review your allocation between equity and debt based on risk appetite.

Conclusion

Use our NPS Growth Calculator to plan your retirement savings, visualize potential corpus, and make informed decisions to secure your financial future.